Lump-Sum Payout
One tax-free payment to the beneficiaries you name, so the mortgage, the school fees and everyday costs carry on uninterrupted.
Life cover of up to US$350,000. Should the worst happen, a tax-free lump sum goes directly to the people you love, wherever in the world they live.
Life policies taken out at home often weaken or lapse once you move abroad. This one was written from scratch for individuals and families who live overseas.
One tax-free payment to the beneficiaries you name, so the mortgage, the school fees and everyday costs carry on uninterrupted.
You see the exact price before applying. It comes straight from the current rate table, with no loadings hidden in the small print.
Change country, change job or retire overseas and the cover stays in force. The payout can reach beneficiaries anywhere in the world.
A simple application with a brief health questionnaire, and an advisor alongside you at every step.
Every policy carries the death benefit and six standard services. Nothing to bolt on, nothing to be upsold.
Life insurance payment to the beneficiary(ies) following the death of the insured person.
Immediate proportion paid to beneficiaries once the claim is confirmed eligible.
Travel costs of next of kin to escort unaccompanied minors.
Family, friends and colleagues get phone access to qualified psychologists.
Repatriation of remains to the power of attorney’s chosen country.
24-hour access to Regency for Expats’ international assistance services.
Coverage area for insured persons and beneficiaries.
Full schedule underwritten by Regency Assurance · benefits apply per insured person per plan year.
Life insurance is really about the people left behind rather than about you. This cover is written for expats in the situations below.
Replaces years of income so your family keeps both their home and their way of life.
Clears the balance still owing so your partner is never forced to sell.
Funds a buy-sell agreement or protects a key member of staff.
Fixes a low premium while you are still young and in good health.
Enter your age, gender, smoker status and the cover you want, and your annual premium appears within seconds.
Work through a simple online health questionnaire, with your advisor guiding you from start to finish.
Pay the first annual premium and your policy documents follow. Cover begins as soon as underwriting finishes.
A common guide is 3–4× your annual income, plus whatever remains on the mortgage and the education costs you expect for your children. Our advisors will work through it with you at no cost and with no obligation.
The cover follows you. Unlike most domestic life policies, this plan is built for clients who move, so changing your country of residence does not invalidate it.
Premiums rest on your age, gender, smoker status and the sum assured you pick. The online quote tool reads the current rate table directly, so the price shown is the price charged.
An instant quote with no email or phone number required to see the price. Just tell us who is being covered.
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